Penny Pinching, or Hoarding, as it were - Part 3

Now, it’s nice to use coupons, make your own coffee, etc. BUT, when it comes to change you can see, as in, in your BANK, there are a few things that really impact the bottom line.

REFINANCE!! Refinance your mortgage. Interest rates are lower now than they’ve been for a while. It’s not a big deal [...]

Penny Pinching, Part 2

How else do I save money??

I bring our lunch, snacks & drinks when we go out. Otherwise, I’ll easily spend $15 on lunch. My on-the-go meals? PB&J, cheese and crackers, yogurt drinks, nuts, raisins, freeze-dried fruit, sliced fruit, ziplocks of snacky stuff, and jarred babyfood for D-Boy. Sippy cups with water. I even bring my [...]

Penny Pinching, Part 1

In this crazy world, we need to turn to each other for ideas on how to make ends meet each month. I am a SAHM, and I want to keep this line of work for as long as I can, so here is an ongoing series of my personal penny pinching tricks. Enjoy!

Change

My life has changed radically since 2004, when my husband and I were working 10+ hours a day in the city, and meeting for dinner and drinks afterwards. I wore a different pair of fabulous shoes everyday. My manicure and pedicure were always fresh. We had a group of friends that we saw regularly, and our [...]

Take-out tonight

Hey people…. ch-check it out. I just did the coolest thing. I’m so excited….

I just put $150 a month back in the bank by refinancing our mortgage! Yeeeah-hoooo! Look, I’m not the bank-rates-watching type. You’ll NEVER catch me talking about it. Although, I really do think I’m pretty good at managing the household finances. I’m [...]